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Roof Basics

When a Hurricane Reaches Inland: Roof Damage North of Houston

Dark storm clouds rolling over a street of small frame houses and pines

Huntsville is a long way from the Gulf, roughly 70 miles north of Houston, and people sometimes assume hurricanes are a coastal problem. They aren't, entirely. Storms that come ashore on the upper Texas coast weaken as they move inland, but they can still bring damaging wind, many hours of heavy rain, and, in pine country, falling trees. When Hurricane Ike came ashore at Galveston in September 2008 as a Category 2 storm, its damage reached deep into East Texas, including a significant share of the region's timber.

How Inland Storm Damage Is Different

CoastInland, around Huntsville and Conroe
Storm surge and flooding from the seaNo surge
Strongest windsWeaker but still damaging gusts, often for hours
Damage to roofs from wind and debrisDamage from wind, falling trees and limbs
RainLong, heavy rain that finds every weak spot in a roof
Power outagesPower outages that can last days in wooded areas

What Roofs Go Through

  • Hours of wind: even moderate gusts, sustained over hours, work shingle edges loose and break aging seal strips.
  • Falling trees: soaked ground plus wind brings pines down, sometimes onto houses, shops and carports.
  • Long rain: a roof that only drips in short storms can leak badly when rain lasts all day.
  • Debris: limbs and other debris scrape and puncture roofs.

Storm passed through?

Tree on the roof? (936) 249-1840.

Call (936) 249-1840

Before a Storm Arrives

When forecasters warn that a Gulf storm will move inland:

  • photograph the roof and your property from the ground, so you have "before" pictures
  • clear gutters and valleys, if it can be done safely and without climbing
  • know where your insurance information is
  • secure loose items around the yard that could blow into the house

Forecasts and warnings for this area come from the National Weather Service in Houston/Galveston.

After the Storm

  1. Stay safe first. Watch for downed power lines and leaning trees. Don't go on the roof.
  2. Photograph damage from the ground and inside.
  3. Cover openings if water is coming in: a roofer can tarp the roof once it's safe.
  4. Report claims to your insurer.
  5. Choose a roofer carefully. After a widespread storm, roofers come from everywhere. See checking a Texas roofer.

Why Calling Early Helps

After a big storm, roofers across the region get busy at once. Temporary covers come first, then permanent repairs and replacements in the weeks after. Calling early gets you on the list. Having photos ready speeds things up.

Questions

Is inland hurricane damage covered by homeowners insurance?

Wind damage is often covered under homeowners policies, subject to your deductible, which may be a separate wind or hail deductible. The declarations page of your policy spells out which deductible applies.

My roof didn't leak during the storm. Should I still have it checked?

If there was strong wind or a tree hit nearby, yes. Lifted or creased shingles may not leak until the next rain.

How long should a tarp stay on?

As short a time as possible. A tarp is a stopgap; leaving it for months can damage the roof underneath.

Around Huntsville

Storm damage reaches lake and forest country around Onalaska and Shepherd, as well as Trinity. Repairs are covered on storm and hail damage.

Call (936) 249-1840Houses, shops and barns